The following is a partial list of programs offered by Duane Buziak Mortgage Broker with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 804-212-8663.
A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life. Generally speaking, monthly payments remain constant. Traditionally borrowers are expected to provide a 20 percent
FHA (Federal Housing Administration) loans are government-backed mortgage loans designed to make homeownership more accessible for low to moderate-income individuals and those with l
A HELOC, or Home Equity Line of Credit, is a type of loan that allows homeowners to borrow money against the equity in their home. Essentially, it’s a revolving line of credit, like a credit card, where you can borrow, repay, and..
VA (Veterans Affairs) loans are mortgage loans specifically designed to assist eligible U.S. veterans, active-duty service members, and certain members of the National Guard and Reserves in achieving homeownership.
USDA (United States Department of Agriculture) loans are government-backed mortgage loans that primarily aim to promote homeownership in rural and suburban areas..
Jumbo loans are a type of mortgage loan designed for purchasing high-value homes that exceed the conventional loan limits set by government,,,,They offer the flexibility
Reverse mortgage loans, also known as reverse equity loans, are only available to homeowners 62 or older. Like its name indicates, this program pays the homeowner either a one-time large payout
Construction loans are short-term loans designed to fund the construction or renovation of residential or commercial properties. They provide borrowers with access
Non-QM (Non-Qualified Mortgage) loans are mortgage products that do not conform to the strict guidelines set by government-sponsored entities like Fannie Mae and Freddie Mac
Bank Statement Loans offer a flexible solution for self-employed individuals or those with non-traditional income. Instead of tax returns, these loans use your bank deposits to verify income,
Home Refinance Loans, also known as refinancing, involve replacing an existing mortgage with a new one, typically with different terms or interest rates.orrowers often pursue
Foreign national loans are mortgage loans specifically tailored for individuals who are not U.S. citizens or permanent residents but wish
Commercial loans are financial products designed to support businesses in various ways, including financing property acquisitions, expansion, or working capital needs.
Reverse mortgage loans are a unique financial product designed primarily for seniors, allowing them to convert a portion of their home equity into cash.
We believe that the dream of homeownership should be within reach for everyone. One of the biggest barriers to buying a home can be saving for t
A purchase mortgage loan is a type of loan used to finance the purchase of a property. This loan is secured against the property you’re buying,
Are you looking to purchase a home that needs a little TLC? The FHA 203(k) mortgage loan in Glen Allen, VA might be the perfect solution for you. This unique financing option
Construction loans are short-term loans designed to fund the construction or renovation of residential or commercial properties. They provide borrowers with access to funds i
